About Kerux125 Complete
Meeting real world challenges
Kerux125 Complete was born from a real-world challenge facing franchise owners and employers of full-time hourly workers across the country: how to navigate complex ACA requirements, control rising healthcare costs, and offer meaningful benefits that employees actually use—without impacting the bottom line.
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Following a pivotal conversation at a national franchise convention, JKB Consulting Group set out to build a better solution. The result is Kerux125 Complete—a modern, fully compliant healthcare benefits strategy designed to meet ACA Part A and Part B requirements while eliminating unnecessary employer costs and driving employee engagement.
Our Mission
To transform employee benefits from a regulatory burden into a strategic advantage—by delivering fully compliant, cost-efficient healthcare solutions that improve outcomes for both employers and their workforce.
What Sets Us Apart
Kerux125 Complete is engineered around three core principles:
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Compliance, Simplified – Fully aligned with ACA, IRS, DOL, and ERISA requirements
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Cost Efficiency – Innovative Section 125 strategies that achieve compliance without increasing employer expenses
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Engagement by Design – Programs that consistently drive over 95% employee participation
Powered by our partnership with US HealthCenter and its AI-driven PredictiMed™ platform, we go beyond traditional benefits—using predictive analytics, health coaching, and proactive care strategies to improve employee health and reduce long-term costs.